Luke 13:1-5 ESV
(1) There were some present at that very time who told him about the Galileans whose blood Pilate had mingled with their sacrifices.
(2) And he answered them, "Do you think that these Galileans were worse sinners than all the other Galileans, because they suffered in this way?
(3) No, I tell you; but unless you repent, you will all likewise perish.
(4) Or those eighteen on whom the tower in Siloam fell and killed them: do you think that they were worse offenders than all the others who lived in Jerusalem?
(5) No, I tell you; but unless you repent, you will all likewise perish."
The state of our own souls should always be our first concern. It is eminently true that real Christianity will always begin at home. The converted man will always think first of his own heart, his own life, his own deserts, and his own sins. Does he hear of a sudden death? He will say to himself, "Should I have been found ready, if this had happened to me?"—Does he hear of some awful crime, or deed of wickedness? He will say to himself, "Are my sins forgiven? and have I really repented of my own transgressions?"—Does he hear of worldly men running into every excess of sin? He will say to himself, "Who has made me to differ? What has kept me from walking in the same road, except the free grace of God?" May we ever seek to be men of this frame of mind! Let us take a kind interest in all around us. Let us feel tender pity and compassion for all who suffer violence, or are removed by sudden death. But let us never forget to look at home, and to learn wisdom for ourselves from all that happens to others...
If we have already repented in time past, let us go on repenting to the end of our lives. There will always be sins to confess and infirmities to deplore, so long as we are in the body. Let us repent more deeply, and humble ourselves more thoroughly, every year. Let every returning birthday find us hating sin more, and loving Christ more. He was a wise old saint who said, "I hope to carry my repentance to the very gate of heaven."
- J.C. Ryle's Expository Thoughts on the Gospels